Gadget Protection
Delivered Through a Dedicated MGA Model
For many partners, devices form an integral part of the customer experience, whether they are sold directly, included as part of a wider service, or relied upon throughout the customer relationship.
Understanding the Need
For many partners, devices form an integral part of the customer experience, whether they are sold directly, included as part of a wider service, or relied upon throughout the customer relationship. Customers often use devices to access services, manage bookings, stay connected or support everyday activities.
For customers, these devices are not simply optional accessories but essential tools that support day to day activity, travel, work and leisure. Disruption caused by loss, damage or theft can therefore have a direct impact on how customers experience a brand or service.
As a result, offering gadget protection can support customer confidence and requires an insurance solution that is clear for customers, appropriate to the point of sale or use, and operationally straightforward for partners to implement and maintain.
As an MGA, we understand the importance of aligning protection products with customer expectations, regulatory requirements and the way devices are sold and used.
Supporting Your Distribution Model
We support partners in offering gadget protection through insurance solutions designed to fit a range of distribution models, including direct to consumer, embedded and affinity propositions. Our gadget protection products are structured to integrate into existing customer journeys, allowing protection to be offered at a relevant point in the purchase process. Policy terms are designed to be clear, with defined coverage, exclusions and claims processes set out in the policy documentation.
Scope of Cover
Our gadget protection solutions are designed to cover a wide range of consumer electronic devices, including personal, portable, and wearable technology. Products can be structured to offer differing levels of cover, allowing protection options to be aligned with customer needs, device types and distribution models.
Policy terms clearly define the devices covered, the scope of protection provided and the applicable conditions and exclusions, helping customers understand the insurance offered at the point of purchase.
End to End MGA Support
Through our MGA structure, we bring together product design, underwriting arrangements and operational delivery. This allows partners to offer gadget protection without needing to manage insurance complexity themselves.
We work closely with partners during implementation and ongoing delivery to ensure products are structured appropriately, supported by established claims processes and aligned to operational and regulatory expectations.
Specialist Gadget Insurance
Built for Long Term, Collaborative Partnerships
We know that for brokers, affinity partners and capacity providers, trust is earned, not assumed. Our MGA model is designed to integrate seamlessly with partner strategies, offering:
Clear, transparent reporting
Strong underwriting control
End to end operational oversight
Collaborative product, pricing and claims management
Everything we do is focused on building portfolios that can scale responsibly, adapt to market shifts and maintain disciplined risk control.
Our goal is simple: help partners build sustainable, high performing gadget insurance books that deliver real value for customers and long term security for capacity providers.